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Apni Chhat Apna Ghar Program 2025 – Complete Details

Apni Chhat Apna Ghar program

The Apni Chhat Apna Ghar program is a significant initiative by the Government of Punjab, aimed at providing affordable and quality housing to low-income individuals across the province.




Program Details:


Number of Houses:

Under this scheme, 100,000 houses/apartments will be constructed to ensure that deserving individuals have access to proper housing.


Loan Facility:


In urban areas, individuals owning 5-marla plots and in rural areas, individuals owning 10-marla plots will be eligible for interest-free loans of up to PKR 1.5 million.


The loan will be payable over 7 years in easy monthly installments of PKR 14,000.


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Application Process:


Interested individuals can apply online through the Punjab Information Technology Board portal (acag.punjab.gov.pk).


For further details, applicants can contact the toll-free number 0800-09100.



Model Houses:


The government has developed model houses under this program, featuring two bedrooms, a TV lounge, a bathroom, and a spacious kitchen, ensuring high-quality and comfortable living standards.




This initiative is especially beneficial for individuals who own land but lack financial resources to build a home. The Government of Punjab’s Apni Chhat Apna Ghar program is a major step toward fulfilling the dream of homeownership for the low-income segment of society.


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